Diversify your portfolio with institutional-grade property finance opportunities that deliver consistent returns while maintaining capital security. Our white-label capital solutions provide access to carefully curated lending opportunities across Australia's Eastern Seaboard, allowing you to participate in the private lending market without the operational complexity of direct relationship management.
Why Choose Private Credit Investment
Superior Risk-Adjusted Returns
Private credit provides enhanced income potential compared to traditional fixed-income investments, with the Australian market showing particularly attractive opportunities. Our diversified approach across multiple loans and property types mitigates concentration risk while maintaining attractive yield potential.
Capital Preservation Focus
All investments are secured by registered mortgages over Australian real estate, providing tangible asset backing and established recovery processes. Our conservative LVR approach and thorough due diligence process prioritises capital preservation alongside income generation.
Portfolio Diversification Benefits
Private credit exhibits low correlation with traditional equity markets (approximately 0.3 correlation with Australian equities), providing valuable diversification benefits. This characteristic helps reduce overall portfolio volatility while enhancing income stability.
Liquidity Through Short Duration
Our focus on short-term bridging loans (6-36 months) provides regular capital recycling opportunities and reduces interest rate sensitivity compared to longer-duration investments.
Diversified Portfolio with
Institutional-Grade Security
Our investment strategy focuses on senior secured loans backed by Australian real estate, providing enhanced security and consistent income generation. Unlike traditional property investment, our approach offers exposure to real estate debt without the operational complexities of direct ownership.
Speak to one of our experts today
FEATURED
Case Studies
Commercial Property Development - Sydney
Loan Amount: $5.9M (Split A-Note/B-Note Structure)
LVR: 73% (Extended LVR beyond bank capacity)
Property: Bondi Junction & Rose Bay Commercial
Outcome: Successfully funded within 7 days, enabling developer to secure premium sites
Key Success Factors:
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Extended LVR capability enabled project viability
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B-note structure provided enhanced investor returns
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Direct decision-maker access accelerated approval timeline
Loan Amount: $1.05M Second Mortgage
LVR: 50% (Behind existing CBA facility)
Property: Gerroa & Marks Point Residential
Outcome: Provided working capital for incomplete construction project
Key Success Factors:
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Flexible regional property acceptance
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Construction completion financing capability
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Competitive second mortgage positioning
Property Consolidation - NSW
The Australian Private Credit Advantage
The Australian private credit market is experiencing unprecedented growth, with the sector estimated at A$200 billion and projected to nearly double to US$2.8 trillion globally by 2028. This expansion reflects the retreat of traditional banks from certain lending segments, creating compelling opportunities for sophisticated investors seeking yield.
The Australian private credit market is experiencing unprecedented growth, with the sector estimated at A$200 billion and projected to nearly double to US$2.8 trillion globally by 2028. This expansion reflects the retreat of traditional banks from certain lending segments, creating compelling opportunities for sophisticated investors seeking yield.
Key Market Drivers:
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Bank lending restrictions creating funding gaps
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Growing demand for alternative financing solutions
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Strong performance through market cycles
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Low correlation with traditional equity and bond markets
Institutional-Grade Investment Management
1
Rigorous Due Diligence
Our experienced team employs institutional-grade assessment processes, including independent property valuations, comprehensive borrower analysis, and detailed exit strategy evaluation. With over 20 years in funds management and $500 million in originated loans, we maintain stringent credit standards.
2
Active Portfolio Management
We implement proactive loan management including regular property inspections, ongoing borrower communication, and early intervention protocols. This hands-on approach helps protect investor capital and optimise returns throughout the investment lifecycle.
3
Transparent Reporting
Investors receive regular performance updates and detailed portfolio reporting, ensuring full transparency of investment performance and underlying asset quality. Our governance structure includes independent credit and investment committees to maintain institutional standards.
Ready to Diversify with Private Credit?
Contact our investment team to discuss how private credit can enhance your portfolio's income generation and diversification. Our experienced professionals can provide detailed analysis of current opportunities and structure investments to meet your specific requirements.
Contact Us Today
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Are there commission clawbacks?No. Equity Access does not impose commission clawbacks of any kind. Full upfront commission is paid at settlement with no ongoing obligations or clawback periods.
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What support do brokers receive?Every broker receives dedicated BDM support, comprehensive marketing materials, regular training sessions, and direct access to decision-makers for complex scenarios.
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How does the white-label solution work?Our white-label platform allows high-volume partners to offer lending under their own brand, with custom documentation, dedicated credit authority, and revenue sharing arrangements.
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What are the referral fee structures?Standard upfront commission is 1.2% of loan amount, paid within 24 hours of settlement. Volume-based bonus structures available for high-performing partners.
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How quickly are scenarios assessed?Initial scenario assessments provided within 24 hours. Complex scenarios receive same-day response from dedicated BDMs with direct decision-maker access.
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What types of scenarios work best?Property development projects, high-LVR investor scenarios, business owner equity access, and complex transactions that don't fit traditional bank criteria.
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Is accreditation required?Yes, we require current broker licence verification and completion of our partner application process. Training and system access provided upon approval.
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What geographic areas are covered?NSW, Victoria, ACT, and SE Queensland metro and major regional areas. Opportunistic approach to Perth and Adelaide for larger transactions.