Lending Options to Suit Your Needs
Bridging Loans
First and
Second Mortgages
Cash-out for any
business purpose
Debt consolidation,
Credit repair & tax debt
Commercial
& Residential
24 hour
conditional approval
No financials or cashflow records needed
Capitalised interest: Defer repayments until loan maturity
HOW IT WORKS
Our Process
Submit a scenario
Complete our simple online form and you'll receive our terms with 12 hours.
Due diligence
We review all the documents provided ensuring they are compliant.
Loan docs offered
Loan documents are generated signed after which settlement can take place.


BROKERS
Extend Your Lending Power Beyond Traditional Limits
Say ‘yes’ to more clients with Equity Access. Our white-label capital solutions let brokers approve deals beyond standard LVR limits—up to 75%—while keeping full control of client relationships. Secure more approvals, grow your business, and boost revenue with flexible funding and no extra equity or operational burden. Don’t lose deals to competitors—unlock your full lending potential with reliable capital and expert support.
INVESTORS
Secure Returns Through Australian Property Finance
Diversify your portfolio with institutional-grade property finance that delivers consistent returns and strong capital security. Through Equity Access, you gain access to carefully selected private credit opportunities across Australia’s Eastern Seaboard—without the hassle of managing loans or borrowers directly. Our expert lending partners handle due diligence and risk management, so you enjoy steady income streams backed by Australian real estate.

FEATURED
Case Studies
Commercial Property Development - Sydney
Loan Amount: $5.9M (Split A-Note/B-Note Structure)
LVR: 73% (Extended LVR beyond bank capacity)
Property: Bondi Junction & Rose Bay Commercial
Outcome: Successfully funded within 7 days, enabling developer to secure premium sites
Key Success Factors:
-
Extended LVR capability enabled project viability
-
B-note structure provided enhanced investor returns
-
Direct decision-maker access accelerated approval timeline
Loan Amount: $1.05M Second Mortgage
LVR: 50% (Behind existing CBA facility)
Property: Gerroa & Marks Point Residential
Outcome: Provided working capital for incomplete construction project
Key Success Factors:
-
Flexible regional property acceptance
-
Construction completion financing capability
-
Competitive second mortgage positioning
Property Consolidation - NSW

What Our Partners Say
Senior Broker, Major Aggregator Group
Equity Access has transformed our ability to serve high-LVR clients. The 85% capability and zero clawback structure means we can confidently present solutions other brokers simply can't match.
High-Net-Worth Investor, Sydney
The B-note investment returns have exceeded our expectations whilst maintaining the security profile we require. Equity Access provides the transparency and performance our SMSF strategy demands.
