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We Fund What Banks Won’t
Unlock Up to 90% Equity
in Australian Property

Reliable Capital Solutions | $250K to $25M Loans | Direct Decision-Maker Access

Lending Options to Suit Your Needs

Bridging Loans

First and

Second Mortgages

Cash-out for any
business purpose
Debt consolidation,
Credit repair & tax debt

Commercial

& Residential

24 hour

conditional approval

No financials or cashflow records needed

Capitalised interest: Defer repayments until loan maturity

Our Products

Speak to one of our experts today

HOW IT WORKS

Our Process

Submit a scenario

Complete our simple online form and you'll receive our terms with 12 hours.

Due diligence

We review all the documents provided ensuring they are compliant.

Loan docs offered

Loan documents are generated signed after which settlement can take place.

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BROKERS

Extend Your Lending Power Beyond Traditional Limits

Say ‘yes’ to more clients with Equity Access. Our white-label capital solutions let brokers approve deals beyond standard LVR limits—up to 75%—while keeping full control of client relationships. Secure more approvals, grow your business, and boost revenue with flexible funding and no extra equity or operational burden. Don’t lose deals to competitors—unlock your full lending potential with reliable capital and expert support.

INVESTORS

Secure Returns Through Australian Property Finance

Diversify your portfolio with institutional-grade property finance that delivers consistent returns and strong capital security. Through Equity Access, you gain access to carefully selected private credit opportunities across Australia’s Eastern Seaboard—without the hassle of managing loans or borrowers directly. Our expert lending partners handle due diligence and risk management, so you enjoy steady income streams backed by Australian real estate.

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FEATURED

Case Studies

Commercial Property Development - Sydney

Loan Amount: $5.9M (Split A-Note/B-Note Structure)

LVR: 73% (Extended LVR beyond bank capacity)

Property: Bondi Junction & Rose Bay Commercial

Outcome: Successfully funded within 7 days, enabling developer                          to secure premium sites

Key Success Factors:

  • Extended LVR capability enabled project viability

  • B-note structure provided enhanced investor returns

  • Direct decision-maker access accelerated approval timeline

Loan Amount: $1.05M Second Mortgage
LVR: 50% (Behind existing CBA facility)
Property: Gerroa & Marks Point Residential
Outcome: Provided working capital for incomplete construction                            project

Key Success Factors:

  • Flexible regional property acceptance

  • Construction completion financing capability

  • Competitive second mortgage positioning

Property Consolidation - NSW

Equity Access

At Equity Access, we're on a mission to empower private mortgage lenders and brokers to thrive in today's competitive market. Our deep industry expertise and innovative solutions help lenders overcome growth challenges and seize opportunities with confidence.

What Our Partners Say

Senior Broker, Major Aggregator Group

Equity Access has transformed our ability to serve high-LVR clients. The 85% capability and zero clawback structure means we can confidently present solutions other brokers simply can't match.

High-Net-Worth Investor, Sydney

The B-note investment returns have exceeded our expectations whilst maintaining the security profile we require. Equity Access provides the transparency and performance our SMSF strategy demands.

Ready to start your capital journey?

About Equity Access

At Equity Access we’re on a mission to empower brokers and borrowers with Australia’s market-lending solutions, delivering the capital and expertise to close deals with confidence. Our innovative B-note investment structure offers investors superior risk-adjusted returns, secured by first-mortgage private credit backed by premium Australian real estate.
Address

Level 7/88 Ebley St, Bondi Junction NSW 2022

Phone

+61 468 885 012

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